For Your Data Kilbourn V. Henderson Example Brief Summary

Kilbourn  v. Henderson
 

·         Case Facts: Employer’s wellness invention administrator overstated coverage avail. to an EE (∏), who incurred substantial medical bills on reliance of that coverage. Insurance co. (∆) refused to pay bills, citing the policy. EE sued ins. co. claiming that employer’s h.p.a. was agent for ins. co. in addition to jump ins. co. past times her statements.

 

·         Rule: Employer’s management of a grouping insurance invention does non practice an way human relationship betwixt the employer in addition to insurance co. 

 

·         Analysis: Employer is acting solely for practice goodness of its EEs & the employer’s ain practice goodness inwards promoting improve relations btwn itself in addition to its EEs.

 

o       Thus ins. co. non jump past times employer’s h.p.a’s statements in addition to ins. co. non responsible for the coverage.

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